Vietnamese credit institutions’ total assets rose 10.06% by end-September

State Bank of Vietnam data show that, as of September 30, 2026, Vietnamese credit institutions’ total assets reached VND 30,892.302 trillion, up 10.06%, while charter capital reached VND 1,372.904 trillion, up 7.47%. The figures are based on credit institutions’ and foreign bank branches’ accounting and statistical reports for September 2026 and exclude microfinance institutions.

Joint-stock commercial banks led in assets at VND 14,675.681 trillion, up 13.39%; state-owned commercial banks had VND 11,989.338 trillion, up 6.71%. Single-member limited liability banks had total assets of VND 554.198 trillion, up 38.09%.

Vietnamese credit institutions’ total assets rose 10.06% by the end of September 2026.（VietVance）

In terms of charter capital, joint-stock commercial banks had VND 786.604 trillion, up 8.85%; state-owned commercial banks had VND 300.172 trillion, up 6.04%; and joint-venture and foreign-owned banks had VND 191.470 trillion, up 5.21%.

At the end of September, the systemwide ratio of short-term funds used for medium- and long-term loans was 28.25%, while the ratio of outstanding loans to total deposits was 76.07%. Both ratios exclude the Bank for Social Policies and the people’s credit fund system.

Vietnamese credit institutions’ ratio of outstanding loans to total deposits was 76.07% at the end of September 2026.（VietVance）

Source: VietVance