Bad loans at 28 Vietnamese banks rise nearly 27%; balances increase at 24
At the end of September 2026, bad loan balances at 28 Vietnamese banks totaled more than VND 340.816 trillion, up 26.9% from the end of 2025. Balances rose at 24 banks, with Sacombank leading at VND 51.367 trillion.
Third-quarter 2026 financial reports from 28 Vietnamese banks show that their combined Group 3 to Group 5 bad loan balances exceeded VND 340.816 trillion at the end of September, up 26.9%, or more than VND 72.235 trillion, from the end of 2025. Bad loan balances rose at 24 of the 28 banks, with 20 recording double-digit increases.
Illustrative image of bad loan balances in Vietnam's banking sector.（VietVance）
By balance, Sacombank ranked first at VND 51.367 trillion, up 28% from the end of 2025; BIDV ranked second at VND 47.486 trillion, up 35.8%. VPBank and VietinBank ranked third and fourth at VND 37.795 trillion and VND 25.781 trillion, respectively, with increases of 20.1% and 17.6%.
HDBank ranked fifth, with bad loan balances of VND 24.642 trillion, up 85%, or more than VND 11.322 trillion, from the start of the year. MB ranked sixth at VND 21.474 trillion, up 53.1% from the end of 2025. The remaining banks in the top 10, in order, were SHB, VIB, Vietcombank and Techcombank, with balances of VND 14.889 trillion, VND 13.167 trillion, VND 12.818 trillion and VND 11.048 trillion, respectively.
Among the top 10, SHB had the smallest increase, at 2.1%; Techcombank and Vietcombank rose 34.8% and 32.6%, respectively. Across all 28 banks, ABBank had the largest increase, at 91.6%, with its balance rising from VND 0.997 trillion to VND 1.910 trillion. The four banks whose balances fell were Eximbank, Nam A Bank, Vietbank and NCB, with declines of 24.7%, 17.4%, 12.8% and 12.7%, respectively; Eximbank's balance fell to VND 3.973 trillion.
Source: VietVance
