Vietnam Requires Electronic Accounts in 12 Sectors to Link to VNeID

Vietnam Social Security said on November 3, 2026, that under the government's Decree No. 320 amending rules on electronic identification and authentication, electronic transaction accounts in 12 sectors, including banking and securities, must be linked to and authenticated through a VNeID electronic identity account.

Applicable accounts opened before September 28, 2026, must be linked and authenticated by December 31 of that year; the deadline for electronic transaction accounts in the banking sector is June 30, 2027. National digital platforms must also integrate VNeID by December 31, 2026, for identity authentication, login and transactions.

Illustration of the rules for linking and authenticating electronic transaction accounts with VNeID (AI-generated).（VietVance）

VNeID provides services related to social insurance, health insurance and unemployment insurance. Users can check their social insurance participation records, contribution periods and other information, and request a review and correction if they find inaccurate data. Electronic social insurance books have the same legal validity as paper versions and can be used as a basis for processing social insurance and unemployment insurance benefits; valid electronic health insurance cards can be used for medical care covered by health insurance.

Illustration of VNeID services, including electronic social insurance books and health insurance cards (AI-generated).（VietVance）

Social security benefit payment accounts on VNeID became available on September 28, 2026. Users can link a payment account, electronic wallet or mobile money account to receive subsidies, pensions and other payments. Vietnam Social Security advises users to activate a level 2 VNeID account and keep their personal information accurate to use the related insurance services.

Source: VietVance