BIDV Cuts Online Deposit Rates for 15- to 18-Month Terms
BIDV has cut its annual online deposit rate for 15- to 18-month terms by 0.2 percentage points to 6.6%. Its highest rate remains 6.8%. Customer deposits exceeded VND 2.36 quadrillion at the end of September 2026.
The Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) has cut its annual online deposit rate for 15- to 18-month terms by 0.2 percentage points to 6.6%, matching the rate for 6- to 11-month terms. Rates for other terms remain unchanged. The highest annual rate is still 6.8%, available for 12- to 13-month and 24- to 36-month terms.
Illustration accompanying BIDV’s online deposit rate adjustment.（VietVance）
BIDV currently lists annual online deposit rates of 4.75% for 1- to 5-month terms; 6.6% for 6- to 11-month and 15- to 18-month terms; and 6.8% for 12- to 13-month and 24- to 36-month terms. The previous rate schedule had been in place for several months, and this adjustment affects only 15- to 18-month terms.
At the end of September 2026, BIDV’s customer deposits exceeded VND 2.36 quadrillion, up 6.2% from the end of 2025 and the highest among the banks in the survey. Its total assets stood at VND 3.49 quadrillion, up 4.9% from the start of the year, making it Vietnam’s largest bank by assets.
VietinBank and Vietcombank ranked behind BIDV, with customer deposits of VND 1.94 quadrillion and VND 1.78 quadrillion, respectively. The three banks held nearly VND 6.09 quadrillion in customer deposits, accounting for 42.3% of the total at the 28 banks in the survey.
Source: VietVance
