Funding Gap Widens for 27 Vietnamese Banks in the 3–12 Month Maturity Band
By the end of September 2026, the 3–12 month asset–liability gap at 27 Vietnamese commercial banks had widened by nearly VND 379 trillion from the end of the second quarter. Vietnam plans to change how the loan-to-deposit ratio is calculated and introduce a new 95% ceiling in October 2028, raising questions about funding maturities and costs.
